When we say we change people’s lives, we mean it. Whether its saving money for retirement or having extra money for a health issue, our clients all have their own unique story.
At iLending, we’re not just imagining a world where car loans work better for everyone – we’re creating it. Some refinance organizations only focus on consumers with clean credit history, we choose to serve the full spectrum of consumers. We take pride in serving the clients who may have been taken advantage of by the financial system.
Famatta purchased her vehicle at an astounding 35.69% interest rate. iLending lowered her APR to just 13.6% and reduced her monthly payment by $371, allowing her and her husband to save money for a new home.
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New Brunswick, NJ
2017 Dodge Journey Crossroad
Reduced monthly car payment by $371
David M., a 64-year-old retired aviation mechanic, was hit hard by the 2008 financial crisis and was forced to file for bankruptcy due to some extenuating medical expenses. Left with little financial cushion, Dave, who was divorced, began living in his RV to help cut back on expenses.
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Denver, CO
2012 Forest River Lacrosse RV & 2009 Dodge Ram 1500
Reduced annual car payment by $3,600
Jarrod N., age 33, from Bradley, Illinois, is a meticulous saver. He has a steady job as a mechanic at Nucor, the largest steel producer in the U.S., and he works with a financial advisor to carefully invest his savings in an IRA.
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Bradley, Illinois
2015 Jeep Grand Cherokee
Reduced monthly car payment by $250
Kerry S., a former Amtrak employee based in Illinois, was facing a heartbreaking medical diagnosis just a few years into retirement. Divorced and living on a fixed income, he knew it was just a matter of time before the medical bills not covered by insurance started piling up.
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Illinois
2014 Ford Focus
Reduced monthly car payment from $411 to $294
Have you ever considered refinancing your vehicle?” That’s the question Kevin’s been asking friends and family since recently refinancing his vehicle with iLending. He’s trying to spread the word following his “phenomenal” experience working with iLending to refinance his 2012 Jeep.
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Denver, CO
2012 Jeep
Halved interest rate and reduced monthly car payments by approximately $100
When Alan M. needed help refinancing the loan on his 2014 Ford F150 truck, he turned to iLending, a company known for outstanding customer service.
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Colorado
2014 Ford F150
Reduced interest rate from 8.4% to 5.7% and monthly car payment by nearly $100
According to iLending Loan Consultant James Woods of Englewood Colorado, getting the right auto loan when purchasing your new car can be trickier than it seems. That is what his client Joseph found out the hard way when he first met James earlier this year.
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Alabama
2012 Ford Focus & 2013 Chevy Malibu
Reduced monthly payment by nearly $200
Sometimes, having no credit can be just as hard as having bad credit. That was the lesson Todd and Heather G., from Independence, MO, learned in 2015 when they purchased their Ford Escape.
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Independence, MO
Ford Escape
Reduced interest rate on their vehicle from 18.5% to 4.6% and by $8,500 over the life of the loan.
Rosa, a single parent of a 21-year-old and a 19-year-old, lived on a fixed income and was working hard to complete her online program in Special Education through Grand Canyon University.
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Maritopa, Arizona
2015 Nissan Versa
Lowered payment by $80 per month taking her Debt to Income Ratio from 43.89% to 38%
Marion R., a 63-year-old construction electrician from Iowa, had tried to refinance his truck for years. He knew that refinancing could get him a lower rate, but when he approached his bank to try to work out a new arrangement, his bank was completely non-responsive.
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Grinnell, Iowa
2011 Chevy Silverado
Reduced monthly car payment by $141