At iLending, we understand that car loans aren’t the only types of vehicle loans which can create financial hardships. Many people decide to purchase an auxiliary vehicle to enjoy on their leisure time only to find that the loan terms are crippling to their monthly budget. That’s why we offer a wide range of auto refinancing services to help you break free from just about any financially burdensome vehicle loan.
Whether you enjoy off-roading, boating, or traveling the country in an RV, we can help you pursue your passion without the stress of wondering how you will pay for your vehicle. Our loan consultants will work with you to identify the best refinancing options for your specific goals.
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Fortunately, you don’t have to live with the bad terms of your old RV loan. iLending gives you the power to kick your old loan to the curb and take up with a new loan that treats you better.
It can be worthwhile to refinance your RV if you are looking for lower monthly payments. The two biggest benefits of RV refinancing are:
One of the biggest potential gains of RV refinancing is reducing your monthly payment. This is one of the few areas in your budget that you can actually have the power to get a lower rate, unlike rent, utilities, and food, which are constantly going up.
You may be able to lower your monthly payment by lowering your interest rate. You’re most likely to get a lower interest rate if your financial situation has improved – steady job, higher income, less debt, a cosigner, etc. – but it’s always possible.
Our loan process is designed to match everyone with the best RV loan for them. We can’t do that unless we really understand your situation. So we start every loan process with a consultation about your situation and your goals. That way, we know how to prioritize the different aspects of your new RV loan.
Once we understand your situation, we will work together to identify a loan that is best for you. In this process, your RV loan consultant will give you the benefit of their extensive financial experience so you can decipher the complicated differences between different loan options.
When you pick the right loan, we will help you understand what information and documentation are necessary to complete the application. Your loan consultant will let you know when your loan is approved. They’ll go over your new payment schedule and show you how much you’ve saved over your previous loan.
Fortunately, you don’t have to keep paying on that loan. While you might have gotten the best terms you could at the time, iLending can help you get a better boat loan by refinancing today. With our exclusive You First Approach™, our loan consultants will work with you to figure out what’s most important to you, so you can get what you truly need from your boat refinancing.
Yes! When you refinance your boat loan, you can:
At iLending, we do boat loan financing with your specific needs in mind. Our technique includes five steps that help us give you an individual experience in boat refinancing:
Not everyone has the same reasons for seeking boat loan refinancing. We want to talk to you to understand exactly why you’re looking to refinance your boat so we can look for the terms that achieve your goals.
Next, we’ll use our nationwide database of lender options to identify the ones that are the best candidates to achieve your boat refinancing goals. Your personal loan consultant will give you the benefit of their extensive financial experience to help you understand the exact terms of each loan so you can pick the one that best balances costs and benefits for you.
Once you’ve chosen the best boat loan for you, we’ll help you assemble the necessary information and documentation. Then we will help you put all the information and documents together into your loan application package.
Once the package is prepared, we will submit it to the financial institution. Because you worked with one of our loan consultants, the loan will be complete, accurate, and appealing to the institution. This means you’re likely to get approved quickly – usually in less than a week.
Once we get your loan approval, your consultant will let you know. Then they’ll communicate the terms of the new loan and make sure you know what the payment schedule will be like.
When you refinance your ATV with iLending, you may be able to:
Saving money on your ATV loan by refinancing with iLending is quick and easy. Our loan consultant will guide you through the entire process and help you all along the way. Refinance and use the money you save to go and enjoy your ATV!
There are many options out there for getting new loan financing, but iLending stands apart. With our You First Approach™, we will help you get the loan that really meets your needs because we:
At iLending, we build our refinancing process on a firm foundation of respect. It’s our core value that we always treat people the way we want to be treated. This means that when we’re listening to you, we’re really listening. We’re trying to understand your situation so we can offer suggestions based not just on the facts, but on your thoughts and feelings. It’s like being part of a big, healthy, supportive family.
Because we take the time to get to know you, we’re in a great position to help you find the best loan for you. This is the starting point, and then we can exploit our nationwide database of lenders to help you find the one that really meets your needs and goals. You don’t have to understand the details of the terms in each loan you’re evaluating. That’s our job, and we can explain them all in language you’ll understand so you can make an informed decision.
Does this sound like more work than most loan companies put in? Yes, it is. That’s because we’re 100% committed to you. Remember, you are family, and that’s what families do for each other.
But we’re not just family – we’re also striving to be the industry leader in vehicle refinancing. To achieve that goal, we’re constantly innovating our loan process. We work to improve it every day, and this means that you shouldn’t be surprised if the loan process is different if you come in later for a different loan or if you refer a friend or family member.
Apply now to get the refinance process started.
