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How It Works

Car Refinancing: How It Works

Car refinancing is easy, smart and safe. When you work with iLending, your dedicated Loan Consultant is going to be alongside you at every step of the way. We believe it’s important for you to have a full understanding of the process before you make any decisions.  We’ve put in the work to make your car refinance as simple as possible. We also set expectations at every stage of the process to remove any anxiety or stress.

We do this by:

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Easier With iLending!

When people think of a refinance, they typically envision a process that takes a great deal of time and effort, creating a huge hassle. However, when you refinance with iLending, you get the benefit of working with a dedicated Loan Consultant who is on a mission to remove hassles and deliver you a world class experience. We’ve been doing this for years, and over time we’ve refined our process to ensure it’s as simple and straightforward as possible.

Easy Application for a Refinance

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Simple and Easy!

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What’s In It For Me?

Refinancing your car loan may help you:

Working with your personal Loan Consultant at iLending can open up options to help you achieve your financial goals.

How Long Does It Take?

Refinancing your car loan may take a few days or up to a few weeks. It depends on how quickly you can get the paperwork we need to assist you. Your Loan Consultant will guide you through a very easy step-by-step process. We provide a portal where you can upload documents, even from your mobile device. The best part is no matter how long it takes, the end result will be lower monthly payments and/or lower interest rates, both of which are worth the time investment.

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What Makes Working With iLending Different?

At iLending, we’re dedicated to building a personal relationship with our clients. When you work with iLending, you have a dedicated Loan Consultant who cares about you and has the expertise to find the right loan for you.

The first question we will ask you is, “What is YOUR goal today?” This is our way of ensuring the refinance is done collaboratively with you, truly building a relationship that prioritizes your end goal, whether that is to save money or lower an interest rate.

We do not pass you from person to person or department to department. Your Loan Consultant is truly your Loan Consultant, dedicated to helping you achieve your goals and doing it by removing as much anxiety as possible.