How Does Refinancing Work?

Car Refinancing: How It Works

Car refinancing is easy, smart and safe. When you work with iLending, your Loan Consultant is going to be alongside you at every step of the way. We believe it’s important for you to have a full understanding of the process before you make any decisions.  We’ve put in the work to make your car refinance as simple as possible. We also set expectations at every stage of the process to remove any anxiety or stress.

We do this by:

• providing a knowledgeable Loan Consultant.
• finding the best loan terms based on your need.
• improving your financial outlook.
• becoming a trusted resource, possessing the most mature refinance process in the industry.
• being the best employer in the car refinance space.

Easier With iLending Car Loan Refinancing!

When people think of a refinance, they typically envision a process that takes a great deal of time and effort, creating a huge hassle. However, when you refinance with iLending, you get the benefit of working with a Loan Consultant who is on a mission to remove hassles and deliver you a world class experience. We’ve been doing this for years, and over time we’ve refined our process to ensure it’s as simple and straightforward as possible.

Easy Application for a Refinance

• Quick and secure process to apply. Takes only minutes.
• A You First Approach™ – We discover your unique goals so we can expertly assist you.

Gather & Compare – Select the Best Offer for You

• We partner with top lenders and credit unions nationwide, all ready to compete for your business.
• We do the work to match you with the best lender and best rates that will meet your unique goals.

Begin Saving Money Each Month

• Your Loan Consultant guides you through all documents involved, making it as easy as possible.
• After paperwork has been submitted and approved, you have a new loan and a new payment.

What’s In It For Me?

Refinancing your car loan may help you:

• Lower your monthly payment
• Lower your interest rate
• Skip a payment (maybe more than one payment, depending on the lender)
• Lower the overall cost of your car
• Remove someone from the loan

Working with your Loan Consultant at iLending can open up options to help you achieve your financial goals.

What Makes Working With iLending Different?

At iLending, we’re dedicated to building a personal relationship with our clients. When you work with iLending, you have a Loan Consultant who cares about you and has the expertise to find the right loan for you.

The first question we will ask you is, “What is YOUR goal today?” This is our way of ensuring the refinance is done collaboratively with you, truly building a relationship that prioritizes your end goal, whether that is to save money or lower an interest rate.

We do not pass you from person to person or department to department. Your Loan Consultant is dedicated to helping you achieve your goals and doing it by removing as much anxiety as possible.